KYC / AML Policy
1. Policy Statement
Amadeus Protected LTD ("we") is committed to the highest standards of Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) compliance.
While we advocate for digital privacy, we are not a haven for illicit finance. We operate strictly within the legal frameworks of Switzerland and the United Kingdom. This policy ensures that our infrastructure is not used to facilitate financial crimes.
2. Risk-Based Approach (RBA)
We apply a Risk-Based Approach to customer due diligence. This means we do not verify every user with the same intensity. The level of verification required is proportional to the risk associated with the transaction volume and payment method.
3. Identity Verification Tiers
We classify accounts into three levels of clearance based on activity:
Level 1: Basic (Low Risk)
Limit: Under €2,000 / month
Requirement: Valid Email Address + Payment Method Verification (3D Secure).
Level 2: Verified (Medium Risk)
Limit: Up to €10,000 / month
Requirement: Government-issued ID (Passport/Drivers License) + Liveness Check.
Level 3: Enterprise (High Risk)
Limit: Unlimited / Bank Wire
Requirement: Full Corporate KYC (Certificate of Incorporation, UBO Declaration over 25%).
4. Global Sanctions Screening
PROHIBITED REGIONS: WE DO NOT PROVIDE SERVICES TO INDIVIDUALS OR ENTITIES LOCATED IN JURISDICTIONS SUBJECT TO COMPREHENSIVE SANCTIONS BY THE UN, EU, UK (OFSI), OR USA (OFAC).
This includes, but is not limited to: North Korea, Iran, Syria, and occupied regions of Ukraine. Our automated systems block IP addresses and payment cards originating from these regions.
5. Suspicious Activity Reporting
If our compliance team detects transaction patterns indicative of money laundering (e.g., "structuring" payments to avoid thresholds, or use of stolen credit cards), we reserve the right to:
- Freeze the account immediately.
- File a Suspicious Activity Report (SAR) with the relevant Financial Intelligence Unit (FIU).
- Terminate the service without refund.